Professional liability insurance, more commonly known as errors & omissions (E&O) insurance, is a form of liability insurance that protects individuals and companies that provide professional advice and services from bearing the full cost of defending against a negligence claim made by a client, and damages awarded in such a civil lawsuit.
Workers Compensation Insurance is coverage for an employee's medical expenses, lost wages, and rehabilitation services that result from a workplace injury or illness. If you have employees, you are required by state law to have workers comp.
EPLI provides employers with protection against claims of discrimination, wrongful termination, sexual harassment or other employment-related claims made by employees, former employees or potential employees. EPLI offers coverage for claims typically excluded without an EPLI policy.
We have years of business insurance experience helping business owners prepare for the unknown. Ask us about:
We can access many different insurance products to meet the needs of our clients.
Many financial experts will tell you some unforeseen events and a lack of the right kind of insurance can spell trouble quickly. Call us today, and we'll analyze your insurance needs and get you covered quickly at the right price.
Our Personal Lines Insurancd Services Include:
Gino had plenty of experience with insurance sales people during a 25-year career in the restaurant business. And, he recalls, those experiences weren’t particularly positive or memorable. He rarely saw or spoke to his insurance broker after the sale. During the sale itself, he felt as if he were meeting with the stereotypical used-car salesman.
So Gino determined to create a different kind of insurance agency. His vision: An agency that was focused on customer relationships rather than number of transactions. Clemente Insurance partners with its clients, staying in regular contact, helping to manage their risk and protect their assets. When you call Clemente Insurance, you don’t go through voicemail hell. If you leave a message, Gino or a member of his team returns your call. And then they get to work, finding the insurance you need or guiding you through the claims process to resolve the crisis you’re facing.
Gino’s refreshing approach to insurance made Clemente Insurance & Financial Services a success from its inception. His proactive approach has propelled his agency to its ranking among the top insurance agencies in the United States.
We have proudly been partnering with clients throughout California for over 15 years
Gino is the Founder and Agency Director of Clemente Insurance and Financial Services. Established in 2004, Gino found his calling in assisting clients with their business and personal insurance needs. His expertise and knowledge set him apart from the competition. His dedication to his clients and building life long relationships continues to be rewarding.
Kevin worked with some of the area’s largest brokerages before joining Clemente Insurance & Financial Services in 2011. He has spent 16 years in the insurance industry working with business owners with workers compensation and business insurance. His clients appreciate his hands-on approach and his dedication to their success, as well as his unerring knowledge of market conditions and policies in the marketplace. A native of Orange County, he lives in Seal Beach with his wife, two sons and a daughter.
This listing is intended for informational purposes only and does not constitute an offer to sell or an offer to buy any product. This site is published in the United States for U.S. residents only • This information and the products and services described here are intended only for individuals residing in a state where the company / agents are properly licensed • CA Insurance License # 0H07352. We assist clients all over CA with a focus on Irvine CA, Lake Forest Ca, Tustin CA, Newport Beach CA, Mission Viejo CA, Costa Mesa CA, Dana Point CA, Laguna Beach CA, Laguna Niguel CA, Aliso Viejo CA, Huntington Beach CA, Santa Ana CA, Racho Santa Margarita CA, Ladera Ranch CA, and San Juan Capistrano CA
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