Personal Lines Insurance

Auto Insurance

Home - Condo - Townhome Insurance

Home - Condo - Townhome Insurance

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Home - Condo - Townhome Insurance

Home - Condo - Townhome Insurance

Home - Condo - Townhome Insurance

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Renters Insurance

Home - Condo - Townhome Insurance

Motorcycles Insurance

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Motorcycles Insurance

Recreational - RV Insurance

Motorcycles Insurance

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Including Scooter & Moped Insurance

Boats & Watercrafts

Recreational - RV Insurance

Recreational - RV Insurance

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Recreational - RV Insurance

Recreational - RV Insurance

Recreational - RV Insurance

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Personal Umbrella Insurance

Personal Umbrella Insurance

Personal Umbrella Insurance

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Earthquake Insurance

Personal Umbrella Insurance

Personal Umbrella Insurance

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Flood Insurance

Personal Umbrella Insurance

Flood Insurance

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Mobile & Modular Homes

Mobile & Modular Homes

Mobile & Modular Homes

Mobile Home Insurance, Modular Home Insurance

Vacant Home Insurance

Mobile & Modular Homes

Mobile & Modular Homes

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Landlord Insurance

Mobile & Modular Homes

Airbnb Rentals Insurance

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Airbnb Rentals Insurance

Airbnb Rentals Insurance

Airbnb Rentals Insurance

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Jewelry Insurance

Airbnb Rentals Insurance

Classic Car Insurance

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Classic Car Insurance

Airbnb Rentals Insurance

Classic Car Insurance

Hagerty Classic Car Insurance
Stated Value Auto  Insurance

Off Road Vehicle ATV Insurance

Off Road Vehicle ATV Insurance

Off Road Vehicle ATV Insurance

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Pet Insurance

Off Road Vehicle ATV Insurance

Off Road Vehicle ATV Insurance

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Electric Vehicles - Carts

Off Road Vehicle ATV Insurance

Electric Vehicles - Carts

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Boats & Watersports

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Personal Watercraft

Personal Watercraft

Personal Watercraft

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Yachts

Personal Watercraft

Personal Watercraft

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Family Boating

Personal Watercraft

Family Boating

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Sailboats

Duffy Electric Boats

Duffy Electric Boats

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Duffy Electric Boats

Duffy Electric Boats

Duffy Electric Boats

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Pontoon Boats

Duffy Electric Boats

Pontoon Boats

Boat & Personal Watercraft Insurance Coverages

Watercraft physical Damage

Watercraft physical Damage

Watercraft physical Damage

 Direct, sudden, and accidental coverage for your watercraft. 

  • Total loss replacement settlement
  • Mexico Navigation Coverage Available
  • Dinghy/Tender included upto $10,000
  • Diminishing Deductible 25% reduction each consecutive loss free renewal

Personal Liability

Watercraft physical Damage

Watercraft physical Damage

 Provides coverage for bodily injury and property damage sustained by others for which you are legally responsible. 




Uninsured Watercraft

Watercraft physical Damage

Uninsured Watercraft

 Provides coverage for compensatory damages for bodily injury that the insured is legally entitled to recover from the owner or operator of an uninsured watercraft. 

Medical Payments

Towing And Assistance

Uninsured Watercraft

 Pays the necessary and reasonable medical expenses incurred or medically determined within one year from the date of an accident causing bodily injury to any person while in, upon, boarding or leaving the watercraft. If this and other insurance apply to a loss, this insurance is primary. 

Towing And Assistance

Towing And Assistance

Towing And Assistance

 If the watercraft is disabled while afloat or away from safe harbor or the trailer is disabled, this coverage pays:

  • The cost of emergency labor performed at the site of disablement; or
  • Towing to the nearest place where needed repairs can be made; or
  • Delivery of gas, oil or battery

Personal Property

Towing And Assistance

Towing And Assistance

 Includes wearing apparel, sports equipment, fishing equipment and other personal property owned by any of the insured or their guests while on board or being carried on or off the watercraft. If this and other insurance apply to a loss, this insurance is primary. 

Recreational Insurance

Motor Home Insurance

Travel Trailer Insurance

Travel Trailer Insurance

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Motor home insurance customized to meet your needs regardless if you have a class A or Class B rig.  Our plans offer coverage unique in the industry to protect you when the unexpected happens.

Travel Trailer Insurance

Travel Trailer Insurance

Travel Trailer Insurance

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Your auto or homeowners policy may not adequately cover your travel trailer or surroundings.  With an affordable camper / travel trailer policy you protect your investment. We assist with home insurance in Irvine

Fifth Wheel Campers Insurance

Fifth Wheel Campers Insurance

Fifth Wheel Campers Insurance

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Our policy provides important coverage's that are not available in a conventional auto policy or the stripped down RV insurance policy offered by others.  

Luxury Motor Coach Insurance

Fifth Wheel Campers Insurance

Fifth Wheel Campers Insurance

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An insurance plan as unique and as tailored to you as your beautiful coach is. Our Program offers a personal way to make sure you get the insurance you want. 

Recreational Insurance Coverages

  •  COMPREHENSIVE COVERAGE
    This provides protection from just about any direct, sudden, and accidental loss, including; collision, fire, smoke, floods, landslides, hail, windstorms, animals, vandalism, low branches or overhangs, theft and lightning. We also include Coverage for Attached Accessories, including awnings, satellite dishes, TV antennas and more.
  • TOTAL LOSS REPLACEMENT COVERAGE
    This option can save you literally thousands of dollars when compared to typical auto policies, which pay only the Actual Cash Value of your trailer travel at the time it's destroyed. If your new-model travel trailer is destroyed within its first five model years, and you're the original owner.
  • EMERGENCY EXPENSES COVERAGE
  • Pays for lodging or travel home if your rig is damaged or destroyed by a covered loss more than 50 miles from home. 
  • REPLACEMENT COST COVERAGE
    More than a typical auto or homeowners policy, this covers your personal belonging that are destroyed or stolen.
  • TOWING AND ROADSIDE ASSISTANCE
    Eliminates the hassle of buying a separate towing plan. Towing, jump starts, roadside service, flat tire charges, fuel delivery, and locksmith service are just a toll-free phone call away. There are no out-of-pocket payments required, either. Just sign and drive. What's more, your motor home and your tow vehicle are covered, regardless of who is driving or where you are in US or Canada.
  • CAMPSIDE/ VACATION LIABILITY COVERAGE
    Provides liability coverage when you are parked and using your motor home as a residence, typically seasonally or weeks at a time.
  • FULL-TIMER COVERAGE
    This is a coverage very similar to a homeowners policy. This option covers you when you are parked and using your motor home as a residence, typically for extended periods of time.

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Earthquake Insurance

Why Earthquake Insurance

Umbrella Insurance

Benefit of Umbrella Insurance

Flood Insurance

Contact Us

Clemente Insurance and Financial Services

7700 Irvine Center Dr, Suite 800, Irvine, CA 92618, us

888.995.9098