Personal Lines Insurance

 Direct, sudden, and accidental coverage for your watercraft. 

• Total loss replacement settlement
• Mexico Navigation Coverage Available
• Dinghy/Tender included upto $10,000
• Diminishing Deductible 25% reduction each consecutive loss free renewal

 Provides coverage for bodily injury and property damage sustained by others for which you are legally responsible. 

 Provides coverage for compensatory damages for bodily injury that the insured is legally entitled to recover from the owner or operator of an uninsured watercraft. 

 Pays the necessary and reasonable medical expenses incurred or medically determined within one year from the date of an accident causing bodily injury to any person while in, upon, boarding or leaving the watercraft. If this and other insurance apply to a loss, this insurance is primary. 

 If the watercraft is disabled while afloat or away from safe harbor or the trailer is disabled, this coverage pays:

• The cost of emergency labor performed at the site of disablement; or
• Towing to the nearest place where needed repairs can be made; or
• Delivery of gas, oil or battery

 Includes wearing apparel, sports equipment, fishing equipment and other personal property owned by any of the insured or their guests while on board or being carried on or off the watercraft. If this and other insurance apply to a loss, this insurance is primary.